User blog comment:ArtDraw12/Say something positive about/@comment-28680195-20161214223800/@comment-11883116-20161215145759

TDI and TDWT finalists + Beth were the only ones to lose their money. Although Owen willingly gave up his one for a bigger amount.

Duncan spent at least part of it on lawsuits with Courtney, but I'm sure he still had some for himself, even if he never got it on-screen. Cameron willingly shared his money with the others, so it's not technically losing it (and he still had some part for himself if I'm not wrong). Lightning had to spend some part of it on his leg injury, thus losing his dream, but not losing entirety of his money. Depending on the ending, Mike and Zoey shared theirs with each other (and possibly Cameron). Shawn willingly shared his with Jasmine, so it's not technically losing it and he still had half of it for himself. Surfers shared it with each other and apparently with the Besties (as they promised), but still had some part of it. Police Cadets shared it with each other.

This means technically only 4 winners lost the money. Others willingly spent at least part of it on something, shared it, or gave it up (only Owen). Meaning only Sky had all the money for herself.